Valley Capital Bank, N.A.
Creative Banking. A Capital Idea.

Valley Capital Bank is a locally owned, full service bank specializing in serving the needs of consumers and small to medium sized businesses. Local ownership and management enables Valley Capital Bank to respond quickly and creatively, providing customers with highly personalized one-on-one service.

We have purposefully aligned our service and products to meet the immediate and future needs of the community and local businesses. We are a full service financial institution with a complete realm of retail and commercial services, products and loans. Valley Capital Bank is structured to provide flexible account management and custom banking solutions through a hands-on approach and advanced technology. Imagine a bank with easy accessibility to officers and senior managers combined with automated systems that bring the bank to you.

Valley Capital Bank is owned and managed by a group of local leaders dedicated to our community. The bank’s directors and officers, who all make their homes in Maricopa County, have more than 150 years of collective experience. At Valley Capital Bank, we're dedicated to building relationships with our customers at home right here in the Valley.

Remote Deposit Demo

Preview how this amazing product will simplify your business banking! View the Demo.


New Additions

Please help us welcome Jason Aderhold to Valley Capital Bank. Jason has started as our new Operations Manager. He will be overseeing the Branch activities at our Stapley and Baseline office. Jason comes to Valley Capital after eight (8) years of Operations and Management experience at a large national bank. We are happy to have him as part of our team and know he will exceed our client's expectations.


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